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Payment Information
Patients Covered by Private Health Care
Montserrat Day Hospitals is a “Simplified billing” billing hospital. You will be informed prior to the procedure of out-of-pocket expenses. Simplified billing means that, with your consent, the accounts for your procedures will be sent to the relevant health funds.
If you have adequate cover for your procedure the account will be settled with them. If you are not fully covered you will be asked for payment which is in excess of the benefit payable.
Some patients may be requested to provide a ‘co-payment’ which contributes to amounts paid by your health fund provider. You should be aware that many policies do not cover all costs associated with Hospital and Medical services.
If biopsy tissue is sent for pathology you may receive another account from the pathology service provider.
Montserrat has agreements with most major private health funds such as Medibank Private, MBF/BUPA, HCF (including Manchester Unity), GMHBA, NIB, Alliance, DVA and many more. Some of these agreements are what is known as Private Health Fund Agreements and some of these agreements are under Tier 2 arrangements. In all cases you will be advised of an out of pocket expenses in advance of your procedure. Some of these arrangments provide for further 'co-payments' by patients and you will be advised at the time of booking.
Self-Insured patients
Self-Insured patients will be provided with a cost estimate for their procedure. Payment will be required on the day.
Theatre Fees
The theatre fees are payable based on an estimate of time in theatre made by your surgeon prior to admission. If the time in theatre exceeds the estimate then additional charges will be applied. This is primarily determined by the time taken by the Surgeon to perform the procedure.
Work Cover
If you are claiming Work Cover insurance, company approval will need to be obtained prior to your admission. Please check with your doctor, or with us, that approval has been granted for your procedure.
Veterans Affairs
Veteran’s Affairs do not always cover hospital and doctors fees. Prior approval is usually required for your procedure to be undertaken at our facility. Please check with our reception staff for advice. Gold Card holders are covered in full for all endoscopy procedures. White Card holders require prior approval and should therefore contact us on (07) 3833 6701 to determine eligibility.
Overseas Patients
Montserrat facilities welcome referrals to see overseas visitors and students. Our locations close to Brisbane’s QUT and the University of Queensland make us a logical choice. You should consult your private health fund as you may be entitled to a refund/payment after visiting one of our facilities. Overseas patients should also ask their GP for a referral to Montserrat to see one of our Specialists.
Pensioners
Montserrat is pleased to be able to offer a discount on our normal rates to pensioners that are seen via our Open Access Endoscopy Service. Pensioners should contact our staff on (07) 3833 6701 to enquire about these rates. Self-Insured pensioners will also be provided with a cost estimate for their procedure. Payment will be required on the day.
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